Start nowLogin

What is a 1-step prop challenge?

The Fintokei SwiftTrader One-step challenge lets traders prove their skills in a single evaluation phase. Once they hit the profit target, they receive a funded account backed by virtual capital. From there, they get paid real money as a reward for their performance every two weeks.

Start SwiftTrader
30 secinstant payout
6%Profit Target
90%Performance Reward

How does a 1-step challenge work
From picking the right account size to getting paid every two weeks.

Pick your account size

SwiftTrader account sizes range between $5,000 and $200,000.

First time?
Use NEW20 for a 20% discount.

Get the discount

Reach 6% profit without hitting the loss limits

The daily loss limit is -2% max. Loss limit is -3%. Proper risk management is the key here! You have 60 days.

Account is yours! Now hit 3% profit to withdraw a 90% payout

No second phase. Trade on a demo account with virtual capital.
Withdraw the performance reward in real money once you hit 3% profit.

Start by picking your account

The 6 rules of the SwiftTrader one-step challenge

If you want a one-phase challenge to be your fastest way to payout, make sure to stick to these rules.

  • 2%

    daily loss limit

    Calculated from the initial balance. As your account grows, you’ve got more space to breathe.

  • 3%

    max loss limit

    Calculated from the initial balance. As your account grows, you’ve got more space to breathe.

  • 6%

    profit target

    Calculated from the initial balance.

  • 60

    days time limit

    Finishing in less than 3 days or more than 60 days is game over.

  • -3%

    allowed risk on open trades

    The combined floating loss of your open positions may never exceed 3% of the initial balance.

  • 3%

    minimum profit per payout

    Calculated from the initial balance. As your account grows, you’ve got more space to breathe.
Start the challenge

Sounds like you?

Lukaš

Lukaš, 33

Trader Fintokei

"My trading strategy is solid, so I wanted the fastest way to payout, without spending too much time in evaluation. SwiftTrader was the way to go for me."

He trades:

  • Intraday or scalp strategies
  • Responsibly, risking around 0.5% to 1% per trade
  • Forex, indices, gold, oil, commodities

See if SwiftTrader fits you

Run free trial

1-step vs 2-step challenge

1-step SwiftTrader challenge
1
6%
Min 3 days, max 60
-2%
-3%
90%
$5k - $200k
$44
Start SwiftTrader
2-step ProTrader challenge
2
8% | 6%
Min 3 days, max unlimited
-5%
-10%
80%
$5k - $400k
$49
See ProTrader details
Number of evaluation phases
Profit target
Time limit
Daily loss limit
Max. loss limit
Performance reward
Account sizes
Price from
1-step SwiftTrader challenge
1
6%
Min 3 days, max 60
-2%
-3%
90%
$5k - $200k
$44
Start SwiftTrader
2-step ProTrader challenge
2
8% | 6%
Min 3 days, max unlimited
-5%
-10%
80%
$5k - $400k
$49
See ProTrader details

20% off your first SwiftTrader challenge

Use code NEW20 for 20% off your first challenge

Get discount
CTA Image

Why trade with Fintokei?

Don’t feel like waiting hours for your payout?

You don’t have to. We approve 99.9% instantly.

Start the challenge

Start SwiftTrader smart

Worth a read before you start.

Best one-phase prop challenges compared (2026)

See what your other options are.

Read article

How to choose the best one-phase prop firm

It’s more than just comparing profit targets and prices.

Read article

“Focus on the process, not on profits.”

Says Umberto, successful SwiftTrader from Italy.

Read article

FAQ

The maximum allowed risk on open trades (-3%) means that no single setup can risk more than 3% of your account at once. It's a safeguard to keep one trade from wiping out your daily loss limit, and with it, your account. This rule protects you from overleveraged "all-in" positions, one-shot gambling behavior and luck-based strategies with no edge.

Yes, you can try as many times as you'd like.

You can trade an extensive list of FX pairs, CFD metals, CFD energies and CFD indices within the demo environment. We currently don't offer crypto or stock trading. You can find List of instruments here.

At Fintokei, you can trade on TradingView, MetaTrader 5, and cTrader. Choose the platform that suits you best - all platforms support full-featured trading.

You can choose your payout method based on what's fastest or most convenient for you – bank transfer, e-wallet, or cryptocurrencies (available in selected countries). You can find all the details about payout options, minimum amount, and fees here.

Did you not find the answer to your question? All collections of the questions and answers available on the support platform here:

FAQ