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What is a 1-step prop challenge?

The Fintokei SwiftTrader One-step challenge lets traders prove their skills in a single evaluation phase. Once they hit the profit target, they receive a funded account backed by virtual capital. From there, they get paid real money as a reward for their performance every two weeks.

Start SwiftTrader
1 phase
6%Profit Target
90%Performance Reward

How does a 1-step challenge work
From picking the right account size to getting paid every two weeks.

Pick your account size

SwiftTrader account sizes range between $5,000 and $200,000.

First time?
Use NEW20 for a 20% discount.

Get the discount

Reach 6% profit without hitting the loss limits

The daily loss limit is -2% max. Loss limit is -3%. Proper risk management is the key here! You have 60 days.

Account is yours! Now hit 3% profit to withdraw a 90% payout

No second phase. Trade on a demo account with virtual capital.
Withdraw the performance reward in real money once you hit 3% profit.

Start by picking your account

The 6 rules of the SwiftTrader one-step challenge

If you want a one-phase challenge to be your fastest way to payout, make sure to stick to these rules.

  • 2%

    daily loss limit

    Based on your account equity at midnight every day (UTC+0).

  • -3%

    max loss limit

    Calculated from the initial balance. As your account grows, you’ve got more space to breathe.

  • 6%

    profit target

    Consistent trading beats one lucky trade.

  • 60

    days time limit

    Finishing in less than 3 days or more than 60 days is game over.

  • -3%

    allowed risk on open trades

    Don’t want to breach this rule? Use stop loss wisely.

  • 3%

    minimum profit per payout

    Think of it as the target for your next payout.
Start the challenge

Sounds like you?

Lukaš

Lukaš, 33

Trader Fintokei

"My trading strategy is solid, so I wanted the fastest way to payout, without spending too much time in evaluation. SwiftTrader was the way to go for me."

He trades:

  • Intraday or scalp strategies
  • Responsibly, risking around 0.5% to 1% per trade
  • Forex, indices, gold, oil, commodities

See if SwiftTrader fits you

Run free trial

1-step vs 2-step challenge

1-step SwiftTrader challenge
1
6%
Min 3 days, max 60
-2%
-3%
90%
$5k - $200k
$44
Start SwiftTrader
2-step ProTrader challenge
2
8% | 6%
Min 3 days, max unlimited
-5%
-10%
80%
$5k - $400k
$49
See ProTrader details
Number of evaluation phases
Profit target
Time limit
Daily loss limit
Max. loss limit
Performance reward
Account sizes
Price from
1-step SwiftTrader challenge
1
6%
Min 3 days, max 60
-2%
-3%
90%
$5k - $200k
$44
Start SwiftTrader
2-step ProTrader challenge
2
8% | 6%
Min 3 days, max unlimited
-5%
-10%
80%
$5k - $400k
$49
See ProTrader details

20% off your first SwiftTrader challenge

Use code NEW20 for 20% off your first challenge

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Why trade with Fintokei?

Don’t feel like waiting hours for your payout?

You don’t have to. We approve 99.9% instantly.

Start the challenge

Start SwiftTrader smart

Worth a read before you start.

Best one-phase prop challenges compared (2026)

See what your other options are.

Read article

How to choose the best one-phase prop firm

It’s more than just comparing profit targets and prices.

Read article

“Focus on the process, not on profits.”

Says Umberto, successful SwiftTrader from Italy.

Read article

FAQ

The SwiftTrader 1-Step Challenge lets traders prove their skills in a single evaluation phase. Once they hit the profit target, they receive a funded account backed by virtual capital - and get paid real money as a reward for their performance every two weeks.

A 1-step challenge has only one evaluation phase, so you reach a funded account faster. A 2-step challenge adds a second "verification" phase with a lower profit target, which takes longer but offers some traders more room to settle into a strategy.

Six rules apply: a 6% profit target, 3% max loss, 2% daily loss limit, a 3–60 day time limit, 3% max open risk on floating trades, and a 3% minimum profit per payout cycle.

Every two weeks. Once you pass the challenge and meet the minimum profit per payout, you get paid real money as a reward for your performance - no waiting for a fixed monthly cycle.

Yes. You need to finish in between 3 and 60 days. Finishing faster than 3 days or taking longer than 60 automatically fails the challenge.

MetaTrader, cTrader, and TradingView.

Forex, indices, gold, oil, and other commodities.

Yes. You can try SwiftTrader risk-free before committing - check out Fintokei's Free Trial Programs for details.

Did you not find the answer to your question? All collections of the questions and answers available on the support platform here:

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