3 strategies to speedrun your way to Tier 2 in the Fintokei Loyalty Program

What is the Fintokei Loyalty Program and why should you care?

The Fintokei Loyalty Program rewards activity, not just success. You earn XP (experience points) for trading, completing active missions, or simply logging into MyFintokei on a regular basis. Collect enough XP and your account upgrades to the next Tier. Each Tier unlocks trading boosts – advantages, bonuses, or even free challenges.

You can check your XP and current Tier anytime in MyFintokei.

First rewards? You unlock them by upgrading your account to Tier 2

All you need is 2,000 XP to unlock these rewards permanently:

🎁 $5,000 SwiftTrader challenge for FREE
📈 +5% virtual capital (Scale-up)
💰 5% performance reward ratio (better payouts)

3 strategies for an XP speedrun:

Here are the 3 most effective ways to reach Tier 2 as quickly as possible:

Strategy #1: "Admin" – fast XP without trading (650 XP)

This is a pure free XP starter pack. You won't spend a single euro, you won't open a single trade, and you'll still collect a solid XP base.

All you need to do is complete the basic onboarding:

• first account registration +200 XP
• KYC completion (identity verification) +200 XP
• launching your first Free Trial challenge +200 XP
• logging into the mobile app +50 XP

That's 650 XP in just a few minutes. It's not enough for Tier 2 yet, but it kickstarts your progress bar nicely. You'll still need 1,350 XP to reach Tier 2.

Strategy #2: "One-life run" – one challenge, one life (up to 510 XP)

This is hardcore mode. No restarts, no second attempts. You take one challenge and carry it all the way to the virtually funded phase.

The core of this strategy is the currently active mission (as of October 2026) called One-life run. Keep in mind that missions rotate:

Mission "One-life run": Buy or get a challenge and complete it from start to the virtually funded phase – reward +300 XP

This mission pays off most when combined with a one-phase challenge. Fewer phases mean you reach the finish line faster. The ideal pick is StartTrader – your first challenge at Fintokei, with just one phase. And the XP stacks up:

• buying StartTrader +10 XP
• passing the challenge +200 XP
• One-life run mission +300 XP

That's 510 XP for one successful challenge. On top of that, you earn +10 XP for every daily login to the client area and +10 XP for every active trading day along the way.

If you already have some experience and want a bigger account, the one-phase SwiftTrader works just as well.

No drama, no YOLO trades. One challenge, a clear goal, and your consistent path toward it.

Strategy #3: "Buyer" – a quick boost from purchasing an account

Yes, this path does cost money. But Fintokei also awards XP for purchasing a trading challenge. The larger the account, the bigger the XP drop.

This strategy mainly makes sense for traders who already have at least one payout behind them and for whom purchasing a larger account is standard practice.

Examples:

• ProTrader €400,000 → +400 XP
• SwiftTrader €200,000 → +200 XP
• ProTrader €100,000 → +100 XP

Smaller accounts (such as StartTrader €5k) also grant XP, but only symbolically. They're not very efficient for Tier leveling.

The fastest path to Tier 2, step by step

And a bonus at the end: Tier 2 unlocks a free SwiftTrader challenge. Perfect fuel for your next One-life run toward Tier 3.

🎮 Pro tip:
Even if you fail a challenge and the account ends in a breach, you still receive 50 XP as a "consolation prize." It's not something you should intentionally farm, but even failure counts toward your overall progress.