3 strategies to speedrun your Loyalty Program progress – no challenge pass required
From Tier 2 onward, the Fintokei Loyalty Program starts offering some serious rewards. In this article, we’ll show you how to collect the XP needed to level up as fast as possible. Even without successfully completing a trading challenge.
What is the Fintokei Loyalty Program and why should you care?
The Fintokei Loyalty Program rewards activity, not just success. You earn XP (experience points) for trading, completing active missions, or simply logging into MyFintokei on a regular basis. Collect enough XP and your account upgrades to the next Tier. Each Tier unlocks trading boosts – advantages, bonuses, or even free challenges.
💡 Fintokei tip
We’ve described which trading boosts the Fintokei Loyalty Program unlocks in a separate article.
First rewards? You unlock them by upgrading your account to Tier2
All you need is 2,000 XP to unlock these rewards permanently:
🎁 $5,000 StartTrader challenge for FREE
📈 +5% virtual capital (Scale-up)
💰 5% performance reward ratio (better payouts)
💡 Fintokei tip
Trading boosts apply to all of your future funded accounts.
3 strategies for an XP speedrun:
Here are the 3 most effective ways to reach Tier 2 as quickly as possible:
Strategy #1: “Admin” – fast XP without trading (650 XP)
This is a pure free XP starter pack. You won’t spend a single euro, you won’t open a single trade, and you’ll still collect a solid XP base.
All you need to do is complete the basic onboarding:
- first account registration +200 XP
- KYC completion (identity verification) +200 XP
- launching your first Free Trial challenge +200 XP
- logging into the mobile app +50 XP
That’s 650 XP in just a few minutes. It’s not enough for Tier 2 yet, but it kickstarts your progress bar nicely. You’ll still need 1,350 XP to reach Tier 2.
Start your first Free Trial and begin earning XP today!
Strategy #2: “Grind” (approx. 550 XP / 10 days)
This strategy is for traders who understand that trading isn’t a speedrun. It’s a long-term grind. You don’t need spectacular results. You just need to stay active.
The core of this strategy is completing the currently active Loyalty Program mission (as of January 2026) called “Login Streak”. Keep in mind that missions rotate:
- Mission “Login Streak”: Log into the client area for 10 consecutive days – reward +350 XP
- Daily login to the client area: +10 XP/day
- Active trading day: +10 XP/day
If you keep this up for 10 days straight, you’ll earn:
300 XP (mission) + 100 XP (logins) + 100 XP (trading) = 550 XP
No drama, no YOLO trades. Just a clearly defined goal and your consistent path toward it.

Strategy #3: “Buyer” – a quick boost from purchasing an account
Yes, this path does cost money. But Fintokei also awards XP for purchasing a trading challenge. The larger the account, the bigger the XP drop.
This strategy mainly makes sense for traders who already have at least one payout behind them and for whom purchasing a larger account is standard practice.
Examples:
- ProTrader €400,000 → +400 XP
- SwiftTrader €200,000 → +200 XP
- ProTrader €100,000 → +100 XP
Smaller accounts (such as StartTrader €5k) also grant XP, but only symbolically. They’re not very efficient for Tier leveling.
Buy a trading challenge and gain bonus XP for your account.
The fastest path to Tier 2, day by day:
Complete the “Admin” strategy → 650 XP
Complete the “Login Streak” mission + daily login + at least one trade per day → +550 XP → You’ll be sitting at 1,200 XP
Either continue with daily logins and trading (approximately 1–1.5 months to Tier 2), or add the purchase of a larger challenge to instantly move much closer to your goal.
🎮 Pro tip:
I Even if you fail a challenge and the account ends in a breach, you still receive 50 XP as a “consolation prize.” It’s not something you should intentionally farm, but even failure counts toward your overall progress.
Track Your Progress in MyFintokei 💪
Ready to see where you stand? You can track your current XP, view your Tier status, and check which missions are available directly in your MyFintokei zone. Watch your progress bar fill up as you trade and see exactly how close you are to unlocking your next massive upgrade!