Is Fintokei a legit prop trading firm?

Yes, and here’s why

Before you start the trading challenge, you deserve real answers, not just marketing talk. So instead of just telling you we're legit, we're going to show you.

The numbers. The regulation behind us. What real traders actually say. Then you decide.

Start the challenge
  • Bernd Skorupinski

    Bernd Skorupinski

    Review

    With my funded account, I have already earned over $60k, and I received the payout within 24 hours. One of the smoothest processes I have encountered with a prop firm. In my experience, this is one of the top prop firms available.

  • Jakub Kühnel

    Jakub Kühnel

    Review

    I have only positive experience with Fintokei, payouts are always processed within the next day. No unnecessary restrictions when trading and support provides quick, factual answers. I can only recommend Fintokei.

  • Eugene Guok

    Eugene Guok

    Review

    Overall pretty satisfied. Quick payouts and fair conditions with news trading allowed. Spreads are fairly tight and slippages are decent and fair.

  • Fabrizio

    Fabrizio

    Review

    I chose Fintokei to test my discipline. Thanks to Fintokei, I learned how to manage money and risk rigorously.

Trustpilot

The numbers behind Fintokei

We won't ask you to just take our word for it. Here's what the numbers say:

  • Less than 20 sec.

    Average payout approval speed

  • $28,080,786

    Paid out in total (between 2023-2025)

  • 10.11%

    Challenge pass rate (SwiftTrader)

  • ~130

    Countries our clients come from

  • $3,218

    Average payout (between 2023-2025)

  • Less than 60 sec.

    Median until money hits your account

Is Fintokei regulated?

⚠️ No prop firm in the world is regulated.

Because unlike a broker, we don't hold or manage clients' funds. That's simply not how this business model works. We come from a proven, regulated environment, even if the challenge itself isn't a regulated product.

What Fintokei does have is a track record.

We're backed by Purple Holding, a fintech group founded in 2007, home to EU-regulated broker Purple Trading (CySEC license no. 271/15), and other companies such as Purple Ventures, Purple Foundation etc.

  • Purple Group
  • 25 years on the market

Fintokei reviews: what traders say on Trustpilot

We won't ask you to just take our word for it. Here's what the numbers say:

Real trader testimonials

From challenge to payout, in their own words.

Bernd Skorupinski

“I received the payout within 24 hours. It was one of the smoothest withdrawal processes in prop trading.

Bernd Skorupinski

しゅん

“What I really like about Fintokei are flexible rules, lightning-fast payouts, (within 24 hours) and their professional approach.

Lorenzo Sturino

Sebastian Gaspar

“The payout process is smooth and fast, and overall, the platform feels reliable and trader-friendly. Definitely one of the best prop firms I've worked with.

Sebastian Gaspar

Fintokei traders on video

Real traders, real payouts – in under a minute.
Join them

Just starting out?

Ready to experience
Fintokei?

Use promo code NEW20 at checkout, or simply click the button below and the code will apply automatically.

Start now
Ready to experience Fintokei?

Common Fintokei scam claims - and the facts

The usual complaints, debunked.

Awards and recognition

Recognized by industry experts.

Best Affiliate Programme

Best Affiliate Programme

Forex Prop Reviews

2026
Best Trading Conditions Award

Best Trading Conditions Award

Forex Prop Reviews

2025
Most Popular Broker-Backed Prop Firm

Most Popular Broker-Backed Prop Firm

Prop Firm Match Awards

2024

Fintokei in the media

Finance Magnates

Fintokei pays out over €4M to Traders in 2024

Read more

Fintokei democratizing trading with an innovative educational platform

Read more
Start the challenge

FAQ

Fintokei is an education and evaluation company for traders with ambitions. We provide traders with a safe environment to improve their trading skills, learn healthy trading habits and strengthen their discipline in order to beat the market and build a valid track record verified by us. Once evaluated, we reward the consistent traders on their way further and prepare them for trading with larger accounts. Fintokei is the accelerator of successful traders. By Purple.

We are happy to accept any adult over 18 years old. You don’t need any background or degree to participate. We can’t accept persons with criminal financial records and persons on sanction lists. Please note that currently we do not provide our services to residents with citizenships of the following: USA, India, Russia, Belarus, North Korea, Iran, Myanmar, Syria, Yemen, Cuba, Venezuela, Sudan, South Sudan, Afghanistan, Somalia, Iraq. Temporarily restricted are: Vietnam, Pakistan, Bangladesh, China.

Not in a traditional sense. We do not have our own trading desk that would speculate on the financial markets to generate large profits. Instead, Fintokei is a "modern prop firm", that provides trading education and evaluation services and that looks for talented traders with an edge. It is an evolution of our continuous work that took more than a decade. We started with searching and evaluation of successful traders manually, one by one, 15 years ago. With Fintokei, we are transferring all these experiences into a fully automated system, that we can scale globally, and achieve our mission to empower traders to reach their trading dreams irrespective of their background.

Fintokei is not a regulated broker and does not provide regulated investment services. It does not hold or manage client deposits. Fintokei is, however, part of Purple Group, which also includes EU-regulated broker Purple Trading, licensed by CySEC under license no. 271/15.

Yes, Fintokei offers a loyalty program. In fact, we were one of the first prop trading firms in the world to introduce one. It’s called the Fintokei Loyalty Program , and it rewards traders at every step of their trading journey, even for effort, not just results.

Yes. Fintokei is a prop trading company backed by Purple Group, a fintech group with roots going back to 2007. Between 2023 and 2025, Fintokei paid out more than $28 million to traders across 130 countries. You can also check independent trader reviews on platforms such as Trustpilot.

No. Fintokei operates as a prop trading firm. Traders purchase a challenge, trade with virtual capital in a simulated environment, and can receive real-money payouts for their performance after meeting the required conditions. Fintokei publicly shares its program rules, payout data, and company background.

Yes. Between 2023 and 2025, Fintokei paid traders a total of $28,080,786. The average payout during that period was $3,218.

The average Fintokei payout approval takes less than 20 seconds. The final time until the money reaches you depends on the payout method you choose.

Fintokei has reviews from traders across multiple countries. Reviews commonly mention payout speed, trading rules, customer support, and the Fintokei Loyalty Program. For current independent feedback, you can check Fintokei reviews on Trustpilot.

Trader experiences vary depending on the program, trading style, and individual results. Fintokei publishes real trader testimonials, while independent platforms such as Trustpilot provide additional first-hand reviews from users.

With Fintokei, you do not deposit your own trading capital into a brokerage account. You pay a one-time fee for a challenge and trade with virtual capital in a simulated environment. Before purchasing any challenge, you should always review the current rules and conditions of the selected program.

You choose a trading challenge and trade with virtual capital in a simulated market environment. If you meet the challenge requirements, you can move on to an account where your trading performance can qualify you for payouts in real money.

No. Fintokei is a prop trading firm, not a broker. It does not provide a traditional brokerage account for trading your own deposited funds.

Trading on Fintokei accounts takes place with virtual capital in a simulated environment. However, eligible performance rewards and payouts are paid in real money.

Pass rates vary depending on the program. For example, the SwiftTrader challenge has a reported pass rate of 10.11%. Individual results depend on the trader’s strategy, risk management, discipline, and ability to follow the rules.

Prop trading firms operate under a different business model from brokers. They do not hold client trading deposits or provide the same regulated investment services. For that reason, a prop trading challenge is not regulated in the same way as a brokerage account.

Fintokei is part of Purple Group, a fintech group with a history dating back to 2007. The group also includes regulated broker Purple Trading and other companies operating in fintech, investment, and related sectors.

That depends on your trading style, experience, and preferred rules. Fintokei offers different challenge types with different profit targets, loss limits, time conditions, and payout structures. Compare the programs before choosing the one that best fits your approach.

Yes. Fintokei offers a Free Trial that allows you to test the trading environment and get familiar with the platform before purchasing a challenge.

Once you successfully complete the challenge and meet all required conditions, you can progress to an account with virtual capital where your trading performance can qualify you for real-money payouts.

Fintokei may update its rules when necessary. Rule changes are communicated at least 14 days before they take effect, giving traders time to understand the changes before they become active.

You can review Fintokei’s published payout data, trader testimonials, independent Trustpilot reviews, and third-party payout tracking platforms. Since 2023, Fintokei has reported more than $28 million paid out to traders.

Did you not find the answer to your question? All collections of the questions and answers available on the support platform here:

FAQ