Is Fintokei a legit prop trading firm?

Yes, and here’s why

Before you start the trading challenge, you deserve real answers, not just marketing talk. So instead of just telling you we're legit, we're going to show you.

The numbers. The regulation behind us. What real traders actually say. Then you decide.

Start the challenge
  • Bernd Skorupinski

    Bernd Skorupinski

    Review

    With my funded account, I have already earned over $60k, and I received the payout within 24 hours. One of the smoothest processes I have encountered with a prop firm. In my experience, this is one of the top prop firms available.

  • Jakub Kühnel

    Jakub Kühnel

    Review

    I have only positive experience with Fintokei, payouts are always processed within the next day. No unnecessary restrictions when trading and support provides quick, factual answers. I can only recommend Fintokei.

  • Eugene Guok

    Eugene Guok

    Review

    Overall pretty satisfied. Quick payouts and fair conditions with news trading allowed. Spreads are fairly tight and slippages are decent and fair.

  • Fabrizio

    Fabrizio

    Review

    I chose Fintokei to test my discipline. Thanks to Fintokei, I learned how to manage money and risk rigorously.

Trustpilot

The numbers behind Fintokei

We won't ask you to just take our word for it. Here's what the numbers say:

  • Less than 20 sec.

    Average payout approval speed

  • $28,080,786

    Paid out in total (between 2023-2025)

  • 10.11%

    Challenge pass rate (SwiftTrader)

  • ~130

    Countries our clients come from

  • $3,218

    Average payout (between 2023-2025)

  • Less than 60 sec.

    Median until money hits your account

Is Fintokei regulated?

⚠️ No prop firm in the world is regulated.

Because unlike a broker, we don't hold or manage clients' funds. That's simply not how this business model works. We come from a proven, regulated environment, even if the challenge itself isn't a regulated product.

What Fintokei does have is a track record.

We're backed by Purple Holding, a fintech group founded in 2007, home to EU-regulated broker Purple Trading (CySEC license no. 271/15), and other companies such as Purple Ventures, Purple Foundation etc.

  • Purple Group
  • 25 years on the market

Fintokei reviews: what traders say on Trustpilot

We won't ask you to just take our word for it. Here's what the numbers say:

Real trader testimonials

From challenge to payout, in their own words.

Bernd Skorupinski

I received the payout within 24 hours. It was one of the smoothest withdrawal processes in prop trading.

Bernd Skorupinski

しゅん

What I really like about Fintokei are flexible rules, lightning-fast payouts, (within 24 hours) and their professional approach.

Lorenzo Sturino

Bernd Skorupinski

I received the payout within 24 hours. It was one of the smoothest withdrawal processes in prop trading.

Bernd Skorupinski

Kamil Marcinkiewicz

I have no complaints regarding the speed of execution, slippage, or order processing. Payouts appear in my account within one business day.

Kamil Marcinkiewicz

Sebastian Gaspar

The payout process is smooth and fast, and overall, the platform feels reliable and trader-friendly. Definitely one of the best prop firms I've worked with.

Sebastian Gaspar

Fintokei traders on video

Real traders, real payouts – in under a minute.
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Common Fintokei scam claims - and the facts

The usual complaints, debunked.

Awards and recognition

Recognized by industry experts.

Most Trusted Prop Firm

Most Trusted Prop Firm

Forex Prop Reviews

2024
Best Trading Conditions

Best Trading Conditions

Prop Firm Match Awards

2025
Most Popular Broker-Backed Prop Firm

Most Popular Broker-Backed Prop Firm

Prop Firm Match Awards

2024

Fintokei in the media

FX Street
FX Street
Finance Magnates

Fintokei pays out over €4M to Traders in 2024

Read more
Finance Magnates — David Varga interview

Interview with David Varga, CEO of Fintokei

Read more
Financial Services Review

Fintokei democratizing trading with an innovative educational platform

Read more

FAQ

Fintokei is an education and evaluation company for traders with ambitions. We provide traders with a safe environment to improve their trading skills, learn healthy trading habits and strengthen their discipline in order to beat the market and build a valid track record verified by us. Once evaluated, we reward the consistent traders on their way further and prepare them for trading with larger accounts. Fintokei is the accelerator of successful traders. By Purple.

We are happy to accept any adult over 18 years old. You don’t need any background or degree to participate. We can’t accept persons with criminal financial records and persons on sanction lists. Please note that currently we do not provide our services to residents with citizenships of the following: USA, India, Russia, Belarus, North Korea, Iran, Myanmar, Syria, Yemen, Cuba, Venezuela, Sudan, South Sudan, Afghanistan, Somalia, Iraq. Temporarily restricted are: Vietnam, Pakistan, Bangladesh, China.

Not in a traditional sense. We do not have our own trading desk that would speculate on the financial markets to generate large profits. Instead, Fintokei is a "modern prop firm", that provides trading education and evaluation services and that looks for talented traders with an edge. It is an evolution of our continuous work that took more than a decade. We started with searching and evaluation of successful traders manually, one by one, 15 years ago. With Fintokei, we are transferring all these experiences into a fully automated system, that we can scale globally, and achieve our mission to empower traders to reach their trading dreams irrespective of their background.

Fintokei is currently not regulated because we do not provide any regulated investment services, do not collect any clients’ deposits, nor do we facilitate any real trading transactions to the customers.

No, they are not. All the customers of Fintokei are trading in a virtual environment that is enhanced by the simulation of “live like” execution conditions, using the data feed and the real depth of market data provided by the regulated liquidity providers.

Start by registering for a free trial account. You can experience the platform and learn how it all works. You can get up to three free trial accounts.

Yes, you can try as many times as you’d like.

You can trade an extensive list of FX pairs, CFD metals, CFD energies, CFD indices and CFD crypto currencies within the demo environment. We currently don’t offer stock trading. You can find List of instruments here.

All trading on Fintokei is conducted in a demo environment, which means there are no actual losses incurred and you can trade without any risk. You just have to monitor your daily and overall drawdown according to the rules of each Evaluation program to make sure you can keep your account.

The maximum allowed risk on open trades (-3%) means that no single setup can risk more than 3% of your account at once. It’s a safeguard to keep one trade from wiping out your daily loss limit, and with it, your account. This rule protects you from overleveraged “all-in” positions, one-shot gambling behavior and luck-based strategies with no edge.

At Fintokei, you can trade on TradingView, MetaTrader 5, and cTrader. Choose the platform that suits you best - all platforms support full-featured trading.

Yes, Fintokei offers a loyalty program. In fact, we were one of the first prop trading firms in the world to introduce one. It’s called the Fintokei Loyalty Program , and it rewards traders at every step of their trading journey, even for effort, not just results.

Yes. In addition to bank transfers and crypto, you can also choose an e-wallet payout. It’s the fastest way to receive your payout — you can have your money within seconds.

Did you not find the answer to your question? All collections of the questions and answers available on the support platform here:

FAQ