Want to trade on StartTrader or ProTrader? Read this first!

Before you start trading, you should know exactly what’s allowed—and what’s not. Simply put, you need to understand how to trade if you want to reach that dream payout. This article will help you get there.

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Key differences: ProTrader vs StartTrader

Which challenge is right for you? At Fintokei, we offer two long-form programs for serious traders. Both lead to a virtually funded account, but each suits a different type of trader. Let’s break down the key differences. Straightforward and honest.

Trading challenge

StartTrader has a longer but easier challenge

It’s our most accessible program – perfect for anyone who wants to learn how to trade responsibly and consistently, and at the same time, gain access to a real payout account.

🔢 The StartTrader challenge has 3 phases:

  • Phase 1: +2 % profit target
  • Phase 2: +3 % profit target
  • Phase 3: +6 % profit target

As you can see, the profit targets are lower and the difficulty builds gradually. Ideal for building good habits.

ProTrader – shorter, but stricter challenge

ProTrader is designed for traders with experience. It’s a proper test of your trading skills, with the biggest virtual accounts as the reward.

🔢 The evaluation has just 2 phases:

  • Phase 1: +8 % profit target
  • Phase 2: +6 % profit target

Time limit:

StartTrader – 3 to 180 days per evaluation phase

Yep. StartTrader has both minimum and maximum time limits. Each of the 3 phases must last at least 3 days, and can’t take longer than 6 months. You also can’t go completely inactive for more than 30 days (we close accounts for that). Otherwise—you’ve got time. You can do this.

ProTrader – minimum 3 days, otherwise no time limit

The challenge is harder, so take your time. Just don’t try to pass in under 3 days with some “all in” gamble trades—we won’t validate that. Also, don’t take more than 30 days off – inactivity = account closed.

Now pay attention – this is where things really differ!

StartTrader has Consistency Rules ⚠️

Each phase in StartTrader comes with a Consistency Rule:

Example: In Phase 1, your target is +2%. That means you can earn max 0.8% in one day.
Once that’s reached, we’ll switch your account to read-only mode until the next day. Time to relax after a job well done.Think 40% is too low?

Trust us – this rule has a purpose. It’s designed to help you trade according to a plan. Exactly like the pros do. They know what they want to make each day, and when they hit it, they stop. No overtrading. No, “just one more trade.” Just pure discipline.

StartTrader rewards consistency with up to 100% payouts

Thanks to the Dynamic Performance Reward (DPR), StartTrader offers up to a 100% performance reward (meaning you can withdraw 100% of your earnings). ProTrader has a fixed 80% payout.
StartTrader starts at 50% – but can reach 100%, depending on your DPR score.

What affects your DPR?

📊 DPR tracks 4 metrics:

  1. Number of trading days
  2. Leverage usage (lower = better)
  3. Number of successful payouts (more = better)
  4. Profit/loss consistency (no wild swings)

You’ll find it all clearly displayed in your MyFintokei zone. The calculation is done for every payout separately, so you’ve got constant chances to improve. Now you know why StartTrader focuses so much on consistency. Because we want you to earn the highest payouts possible.

Quick comparison: StartTrader vs ProTrader

StartTraderProTrader
Evaluation Phases32
Profit Targets2 % • 3 % • 6 %8 % • 6 %
Time Limitmin 3 days, max 180 daysmin 3 days, no max
Time Limityes (in all 3 phases)no
Payouts50–100 % (based on DPR)fixed 80 %
Best Forbeginners who are seriousexperienced, high-performing traders

Passed the challenge? Huge congrats! But stay sharp

Passing the challenge is just the beginning. Now comes the real test: discipline. Your trading has to make sense. No wild gambles, no overleveraging.

What do we watch out for?

What do post-challenge Consistency Rules look like?

First, you’ll get an email explaining the situation. Then we apply this set of rules:

  • Leverage capped at 1:10 for FX, 1:5 for others
  • Max daily profit: +1%
  • Max daily loss: –1%
  • No access to the scaling program
  • Possible ban on purchasing new challenges

What can trigger these rules?

🔁 Gambling behavior

  • Trading without a stop loss
  • Passing the evaluation with a single trade
  • Overleveraging, “all-in” styles

💥 Unsustainable strategies

  • Random clicking with no structure
  • Repeated breaches
  • Losses that show no learning or improvement

Every case is evaluated individually – we don’t follow a script. Want to know more? Check our FAQ.

Consistency rules are not forever

After 3-6 months of successful trading on an account with applied consistency rules, we can reevaluate your trading and lift the consistency rules setting.

These actions will get your account terminated

Trading without a plan, excessive leverage—that’s not great, but we don’t cancel accounts for that. We’ll probably just apply Consistency Rules. But some practices cross the line. If we catch you doing any of the following, you’ll get a warning. Keep going anyway? Your account will be closed.

❗ Copying signals or using a third party to manage your account

We’re here to help you grow, not your signal provider. That’s why copytrading is strictly forbidden. It leads to account deletion.

❗ Using robots built just to pass the challenge

Some EAs are fine. But bots created only to pass evaluations are not.

⚙️ Typical “cheat” HFT bots:

  • Make hundreds of trades per minute
  • Only work in Phase 1
  • Often cost more than our challenge fee

📌 These are banned at Fintokei. Use them → your account is gone.

Martingale and aggressive grid averaging

Doubling down after every loss = extreme risk. This isn’t a strategy – it’s wishful thinking.
Our goal is to support traders using methods an investor would want to copy. And Martingale isn’t one of them.

💡 Fintokei tip

We even built a calculator to help you see if your strategy is getting too close to Martingale territory.

❗ Tick scalping

Trades under 15 seconds, followed by dozens more? Not with us.

Why?

  • These can’t be mirrored in real markets
  • It’s not trading – it’s latency abuse

🕒 Our thresholds:

  • If tick scalps make up >10% of daily volume → warning
  • Still >10% next day? → account closed
  • If it’s >50% in one day → immediate termination

💡 Fintokei tip

Want the full breakdown? Check our Tick Scalping FAQ.

❗ Hedging across accounts or with other clients

Two accounts. Opposite positions. Shared risk and reward.

 📌 That’s not allowed here. We want real traders—not system hackers.

💡 Fintokei tip

Hedging within one account is totally fine. Still unsure? Read our Hedging FAQ.

❗ Opening accounts under different emails

Some traders think they’re smart: caught breaking rules, so they register with a new email.
But we see that too.

Creating new accounts on a different email is a clear attempt to bypass the rules, and it’s now classified as a banned practice.

We’re not here to play cat and mouse. We’re here to build traders who want to grow.

Unleash your trading potential on Fintokei accounts too!

Start with us

We have worked hard over the last 15 years
so that you can succeed as a trader in less than 15 days.