SwiftTrader 2.0 boosted average payouts by nearly 9×

Last year alone, the average SwiftTrader payout almost multiplied by ten. From $369 to the current $3,233. What caused it? A true game-changing upgrade. Specifically, one of the six major upgrades we launched in the summer of 2025 was the 

SwiftTrader had been unique from the very beginning. No evaluation phase. No traditional multi-step challenge. Traders could start almost immediately. That’s exactly what made it stand out in the prop trading space.

But there’s always a trade-off. If you don’t require performance upfront, you can’t offer the highest reward. That’s why the performance reward in SwiftTrader 1.0 was set at 50%.

And that’s where the turning point came.

With SwiftTrader 2.0, we introduced two fundamental changes. We implemented a 100% performance reward and added a short, single-phase challenge. Sounds like a bold idea from an internal Fintokei brainstorming session? Not at all. This concept was built on feedback from more than 2,800 traders. We asked them what they wanted to change at Fintokei. The most frequent answer? A 100% profit reward and a simple one-phase challenge.

We listened. And the 2025 numbers speak for themselves.

The nearly ninefold increase in average payout isn’t just a marketing claim. It’s direct proof that when you set conditions intelligently and fairly, traders know how to use them.

The secret weapon of SwiftTrader 2.0: more space, less pressure

A major factor behind SwiftTrader 2.0’s success is how maximum loss is calculated.

The total loss limit of 6% is static. It’s calculated only from the initial account balance. It doesn’t increase as the account grows. It doesn’t move with every fluctuation.

What does static loss limit mean for you?

• Once you’re in profit, you’re building a financial cushion.
• The higher the profit, the bigger the cushion.
• The bigger the cushion, the further you are from breaching the account.
• Less stress. More freedom to manage your trading system properly.

And that’s not all. There’s no time limit to reach the 10% profit target.

• No racing against the calendar.
• No unnecessary risk escalation just because time is running out.
• You simply trade at your own pace.

Discipline. Consistency. Control. The combination of a 100% reward, static drawdown, and unlimited time creates an environment where you can grow steadily, and long term.

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SwiftTrader as the best program for earning XP

SwiftTrader today isn’t just a faster route to payouts. It’s also the most efficient way to earn XP within the Fintokei Loyalty Program.

• The challenge has only one phase.
• You earn 250 XP for completing it.
• After transitioning to a virtual funded account and receiving a payout approval, you earn an additional 300 XP for “Payout approved.”
• This 300 XP reward is repeatable with every approved payout.

Progressing through the Loyalty Program can therefore be faster than with multi-phase programs (ProTrader, StartTrader), where you must complete multiple stages before even reaching payouts. More XP means a higher tier in the Loyalty Program. And a higher tier means permanent advantages: more relaxed loss limits, free challenges, and virtual capital boosts. All this on top of your payouts.

SwiftTrader 2.0 is therefore not only a program with significantly higher average payouts than last year. It’s also a strategic choice for traders who want to grow in the long run.

FAQ

How does SwiftTrader 2.0 work and how is it different from typical prop trading challenges?

SwiftTrader 2.0 is a prop trading program with a single-phase challenge. Unlike most traditional prop firms, you don’t have to pass two or three evaluation rounds. You only need to complete one phase with a 10% profit target. In addition, SwiftTrader 2.0 guarantees a 100% profit reward through payouts.

Does SwiftTrader 2.0 really offer a 100% profit split?

Yes. SwiftTrader 2.0 offers a 100% performance reward — meaning you keep 100% of the profit generated on your virtual funded account. This is not a marketing trick or a temporary promotion. The 100% profit split is a standard feature of the SwiftTrader 2.0 program.

How is maximum drawdown calculated in SwiftTrader and what does a static 6% limit mean?

The maximum loss limit in SwiftTrader 2.0 is 6% and is calculated statically from the initial account balance. It is not a trailing drawdown. This means the limit does not move as your account grows or fluctuates. If you reach profitability, you effectively create a cushion. The higher your profit, the greater the distance from the maximum loss threshold. This model significantly reduces pressure and allows for more stable risk management.

What is the average payout in SwiftTrader 2.0?

According to 2025 data, the average payout in the SwiftTrader 2.0 program reached $3,233 — nearly a ninefold increase compared to SwiftTrader 1.0 ($369). SwiftTrader has become one of the strongest programs in terms of average payout performance.

How does the Fintokei Loyalty Program work and how much XP can I earn with SwiftTrader?

The Fintokei Loyalty Program rewards active traders for progressing through programs and receiving payouts. XP points increase your tier and unlock long-term benefits.With SwiftTrader, you can earn:
✔ 250 XP for completing the single challenge phase,
✔ 300 XP for each approved payout (“Payout approved”).
A higher Loyalty tier can bring permanent benefits such as increased loss allowance, free challenges, and virtual capital boosts.