How does Fintokei work?
Fintokei is an accelerator of trading talent. We give traders around the world a shot to prove their skills in a trading challenge on a demo account. Those who pass it get a trading account with money (we call it virtual capital). Then they can keep trading on this account—and if they’re successful, they can regularly withdraw part of the profits. In prop trading, these withdrawals are called payouts. At Fintokei, we’ve already paid out over $16.5 milion.
How does it work?How does prop trading work?
Pass the trading challenge
Trade profitably and keep an eye on your losses
Get a trading account
Withdraw your earnings every 14 days
Think of it like a racing simulator test. Before a team lets you on the real track, they need to see what you’ve got. It’s up to you to pick a challenge based on the account size you want to handle. For example, a ProTrader challenge for a $50.000 account costs $319.
You pay for the challenge, choose a platform that fits your style (MT4, MT5, cTrader, or TradingView), and get a demo trading account that simulates real market conditions. Then it’s go time.
Our programs
The trading challenge has several stages (evaluation phases). In each one, your task is to:
Hit the profit target—prop firms usually set it as a % (in Fintokei, it ranges from 2% to 8% depending on the program and phase),
keep your losses under control—with daily and overall drawdown limits. These are also in %, and if you cross them, you’re out.
So how does it work when you buy a challenge?
You choose your challenge based on the program:
StartTrader
Easiest challenge thanks to low profit targets in each phase, but you’re monitored by consistency rules.
Challenge phases:
3
ProTrader
Chance to get the biggest accounts, but the challenge is the toughest.
Challenge phases:
2
SwiftTrader
Shortest evaluation, with payout possible from day 1 – but it comes at a higher price.
Challenge phases:
1
You’ll find the full program conditions on our website.
Not sure which prop trading challenge to go for? Check out our practical guide! 🤔
You passed all challenge phases, hit the profit target, and stayed within loss limits? 🎉 You now get an account with virtual capital—but real earning potential!
It’s like sim racing—everything feels real, but you’re in a virtual environment. We simulate the market to reflect real market conditions. From now on, your job is to trade responsibly and profitably. You still need to respect daily and max loss limits, and randomness won’t get you far.
Every 2 weeks, you can request a payout of part of your profits.
We send the money within 24 hours. Our fastest payout? Just 3 hours.
Yes. Even after getting a virtually funded account, you’re still trading on a demo account—but with the chance to earn real money. No risk of losing your own funds. No need for starting capital.
⚠️ Don’t forget: you can track your loss limits in MyFintokei
MyFintokei is your trading rocket’s control panel. One look at your dashboard and you’ll see how you’re doing—how much profit you’ve made and how much room you’ve got before hitting your loss limits.You still need to stay within your daily and overall loss limits. Cross them, and your account is gone for good.
But that’s not all! Inside MyFintokei, you’ll also find:
🎥 Educational videos
💡 Trading tips
🛠️ Tools to improve your performance
All of this gives you a better shot at passing the challenge and getting that payout. 💸
A Payout = your reward for great performance. We also call it a performance reward.
The reward amount depends on your program—it can range from 50% to 100% of your profits.
You can request a payout once every 14 days.
Before the payout, we check that everything was done by the rules.
What do real payouts look like?
Take a lookProp trading is for you if:
to risk your own money